Loanpal Flex
Flexible Residential Lending
Loanpal Flex Prime
Interest Rate From
7.34%
✓
Max LVR: 85%
✓
Negative credit reporting
✓
Max Loan Amount: $3,500,000
✓
Max Borrower Exposure: $5,000,000
✓
Max Loan Term: 40 years
Acceptable Location
Cat 1 & 2 & 3
Loanpal Flex Expat
Interest Rate From
7.84%
✓
Max LVR: 85%
✓
Negative credit reporting
✓
Max Loan Amount: $3,500,000
✓
Max Borrower Exposure: $5,000,000
✓
Max Loan Term: 30 years
Acceptable Location
Cat 1 & 2 & 3
Income Verification（For All Flex Products）
-
2 payslips plus one of:
i) Income statement
ii) Employment letter
iii) 1 month bank statement
-
One year CTR and ITR
One year Financial statement
Plus one of the following:
Accountant’s letter
NOA
-
Declaration of financial position plus one of the following:
i) Accountants Letter
ii) 6-months BAS
iii) 6-month bank statements
iv) ATO portal
Fee and Charges
Flex Prime
Flex Expat
Loanpal Flex Prime
| Fee Type | Full Doc | Alt Doc |
|---|---|---|
| Loan Application Fee | $335 | $665 |
| Vacant Land Application Fee | 1.25% | 1.25% |
| Establishment Fee | From $550 | From $550 |
| Account Management Fee | $395 | $395 |
| Settlement Fee | $400 | $480 |
| Settlement Rescheduling Fee | $300 | $400 |
| Special Attendance Fee | $500 | $600 |
| Product Discharge Fee | $795 | $795 |
| MM Discharge Administration Fee | $220 | $220 |
Fees shown are subject to applicable product terms and conditions.
Loanpal Flex Expat
| Fee Type | Full Doc | Alt Doc |
|---|---|---|
| Loan Application Fee | $799 | $799 |
| Establishment Fee | From $550 | From $550 |
| Account Management Fee | $395 | $395 |
| Settlement Fee | $400 | $480 |
| Settlement Rescheduling Fee | $300 | $400 |
| Special Attendance Fee | $500 | $600 |
| Product Discharge Fee | $795 | $795 |
| MM Discharge Administration Fee | $220 | $220 |
Fees shown are subject to applicable product terms and conditions.
Acceptable Visa Class
Permanent Resident
Temporary Resident
Permanent Resident
PAYG or Self-employed
100
103
114
115
116
119
120
121
124
134
136
137
143
151
155
157
175
176
186
187
189
190
801
804
835
836
838
856
857
858
864
866
885
886
887
888
814
PAYG
138
139
855
Self-employed
132
890
891
892
893
Non-mortgage Insured (PAYG or Self-employed)
200
201
202
203
204
Temporary Resident
PAYG or Self-employed
309
416
420
423
428
457
489
820
482 (Medium Term only)
485
444
882
PAYG
401
403
491
184
476
Self-employed
160
161
162
163
164
165
188
405
Non-mortgage Insured (PAYG or Self-employed)
173
461
884
Non-mortgage Insured (PAYG)
310
Visa eligibility is subject to applicable product guidelines and lending criteria.